American United Bank of Lawrenceville, GA was closed this evening making it the 101st US bank failure of 2009 and the 20th in GA bank to fail this year. Georgia leads the nation in Bank failures, and 2009 marks the most bank failures seen in the US since 1992. American United Bank of Lawrenceville, GA - was taken over by Ameris Bank of Moultrie, GA which under a loss-share agreement with the FDIC assumed its $111 million in assets and $102 million in deposits. The loss share covers approximately $92 million of the failed bank's assets. The FDIC expects a loss of to its Deposit Insurance Fund of $44 million.
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